Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Scott

really simple process and it the claims where taken care of in a very timely Manner.

Our Lab was diagnosed with OCD in both Knees and had to have double knee surgery. The surgery was a huge sucess and I submitted the claims with proper documentation and they were reviewed and accepted .Thi was ahuge relief to have our cost reduced by Nationwide approving the claims. Very Happy customer!! Our Lab is improving daily ( 6 weeks) and should be back to 100 % in 4 more weeks!
5

out of 5

POSTED: | BY: Linda

Great customer service!

The claim forms are easy to submit online and payments are made so can be deposited directly into the bank.
5

out of 5

POSTED: | BY: Heidi

Excellent service and easy, quick claim

The website and phone customer service is excellent. The claim process is straight forward and our claim was processed quickly.
5

out of 5

POSTED: | BY: Sharon

Nationwide is a life-saving insurance plan for pets and a sigh of relief for pet owners

I have used Nationwide (then VPI) for all three of my poodles, and that has been over twenty-five years. I have chosen the Major Medical plan and have been quite pleased with it. The poodle I have now has heart disease, and although I‘ve been given very good reimbursements, I am no longer being reimbursed for the medicine Mexilitene which is prescribed for his ventricular arrhythmia . I do not understand why it is limited because the arrhythmia will never be cured, so this medicine is for the rest of my poodle’s life. That is my major complaint. Second, I would like to use the online invoice feature, but many times I get an email that says the photo of the receipt was not able to be seen. Therefore, I either have to pay to have it faxed or send it by mail. Third, I wish Nationwide would allow vets to submi the full invoice to them, and then have the pet owner pay the balance. This is what other insurances do. Besides those three complaints/suggestions, I am very happy with Nationwide and plan to use them for my next dog.
5

out of 5

POSTED: | BY: Maureen

overall good

I have been using Nationwide for many years ….when they were PVI. Up to now everything seems to be working well. They have become very prompt in getting back to me with my claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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