Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cynthia

Thank goodness for pet insurance!

While the coverage is good, I am disappointed that we can't have pre existing conditions removed. Champ was a rescue and when we took ownership our vet documented that he had a skin condition and eventually would require a teeth cleaning. Well, both of those items have been cleared up (100% out of my pocket) and he has no pending diagnosis. Why can't the pre existing clauses for both of those items be removed from his policy? Also, while it is convenient to be able to email the claim, it is burdensome and a waste of paper to fill out the claim form and print it just so that I can sign it and rescan it. Am I missing an enhancement to claims filing? Otherwise, love the coverage.
5

out of 5

POSTED: | BY: Ann-Marie

Terrific!

You guys have been terrific and very responsive. I have sent a couple of friends and family to you for their pet insurance.
5

out of 5

POSTED: | BY: Sarah

Thanks for keeping my girl healthy!

Xena is an expensive rescue and I'm so grateful that Nationwide has been able to help us out. Could not have my girl healthy without Nationwide!
5

out of 5

POSTED: | BY: Gim

Been using vIP since 2003 and am very happy with it.

Great insurance company for your pets. Had VPI since 2003
5

out of 5

POSTED: | BY: Janice

You're greatly appreciated

Thanks for all you do! We wouldn't be able to afford dogs without you
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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