Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill

Easy, Quick & Reliable

With the rising cost of vet bills, we made sure to get pet insurance as soon as we brought out bulldog puppy home. The Nationwide plan we picked offered the best value for the coverage, and so far it's been a huge cost saver. Our dog recently hurt his tooth which caused him to refuse his food and become nauseous / dehydrated. Over the course of a week, we visited the vet 4 times trying to determine the root of the issue (unfortunately dogs can't tell us). Each claim I submitted was processed quickly and resulted in a refund back in my bank account. Nationwide made the entire stressful process a little less of a burden, and for that, I'm grateful.
5

out of 5

POSTED: | BY: Lauren DeVilbiss

Owner

Very happy with coverage but wish my monthly didn’t go up every year.
5

out of 5

POSTED: | BY: Renee

Couldn’t imagine not having this awesome product for my animals.

So easy to work with and reps are available to answer questions. Payment process is Quick and easy. Emailing claims now make it easier then ever.
5

out of 5

POSTED: | BY: Lois J

No complaints

I have no problems with getting claims in. I like the new app to submit claims. I have always had my questions or concerns answered though customer service. Getting my payments deposited in my account in responsible time.
5

out of 5

POSTED: | BY: Sharon Jones

Great service for many years and 3 different dogs

Great pet insurance

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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