Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leah Moskowitz

Great company

Nationwide, formerly VPI is easy to deal with both on line and with a live person.
5

out of 5

POSTED: | BY: Hector Arroyo

As always it's very easy and convenient to file a claim.

We have 2 dogs on the plan, it keeps us at ease knowing that we can call at any time, and talk to a very helpful representative.
5

out of 5

POSTED: | BY: Jeanne Szabo

Comprehensive

Filing claims are easy, turnaround time is quite acceptable and EOBs are clear.
5

out of 5

POSTED: | BY: Terez

It'll be there when you need it

This is my second time using Nationwide Pet Insurance, the first time was for my lovebird Snowball. Now it is for my cat Brigade. Excellent communication, fast transactions and great coverage. Vet bills can add up very fast and this helps a lot. I appreciate all that Nationwide Pet Insurance does!!
4

out of 5

POSTED: | BY: Christian Luszcz

Wish they covered more

I just wish the limits were higher for each section. Costs are rising for vet visits but insurance limits aren't.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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