Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marian B.

I am so glad I bought this pet insurance!

Didn't think we needed pet insurance since our Macy was a mixed breed. Turns out getting comprehensive coverage for Macy was the best decision ever! Coming from a rescue we were taking our chances on her overall health issues, and believe me, she has had some issues. Nationwide Pet insurance has really helped with the expense of taking care of our puppy's issues and has done away with the added stress of having to choose between her medical care and our budget. Thank you Nationwide!
5

out of 5

POSTED: | BY: TODD MORTELLARO

Fast process of claim

Very easy to send in claims and fast payment.
5

out of 5

POSTED: | BY: McGhee Candace

Learning pet insurance

Learning the ropes of pet insurance. Had 20 years work experience doing mental health billing. This is a new world. Filing pet claims manually by mail, finally got online web access, as I’m on the smartphone most of the time. Nationwide has processed claims VERY timely, paid well on well visit part of insurance, EOB’s explained clearly what is deductible on other claims.
4

out of 5

POSTED: | BY: Robert Gibson

Great service, confusing app

I have been impressed with how quickly claims are reviewed and paid out. I have to critique the app: Figuring out how to submit a claim the first time was very confusing. I work in software development and I could barely figure out the app - I would hate to think how it would have gone if it were someone else less tech-savvy trying to do it. Also, I'm not a fan of having to click a link in an email and go to a page to accept a payment when a claim has been processed. To me, it's just an extra step that I have to go through and an opportunity for me to miss the email and not get the money I'm owed.
3

out of 5

POSTED: | BY: Patricia Neideigh-Young

Still waiting

I’m really not impressed with my claim process. My chihuahua recently had major surgery for his ACL and patella and it was not cheap. I’m still waiting and fighting to get reimbursed the over $2500 surgical procedure it cost to save his life.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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