Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Danielle Mandel

Thank you for asking about Fred

Thank you so much for checking in on Fred's surgery recovery. He had 14 teeth removed and 2 skin lesions. He is learning to eat with the 18 teeth he has remaining.
3

out of 5

POSTED: | BY: Ingrid

Really didn’t come through when we needed them

We have a Major medical plan for our pup and really had no issues with it until we actually really needed it. We were extremely disappointed with the coverage for her rattlesnake bite. It’s hard to believe that that’s the amount allotted for something that critical. When I called and talked to a rep. about it, I had to point out the amount allotted for anti venom and had I not done that, we wouldn't have even gotten that money back. It made feel frustrated and left me feeling extremely unsure that our claim was even processed correctly.
5

out of 5

POSTED: | BY: Alesia

Nationwide IS on my side!

I’ve had pet insurance since 2013. Truthfully, and much to my regret, I rarely utilized the insurance...HUGE MISTAKE! My pet required surgery for a torn acl & meniscus. Needless to say that procedure was costly. However thanks to my pet insurance all I had to pay was the deductible. The premiums are reasonable & manageable. The customer service care is outstanding. No lack of communication...I love that. I’ve been telling all my pet owner friends about Nationwide Pet Insurance. I also put a policy on my other pet. No clue why I hadn’t done that before. Anyway, my experience with Nationwide and filing claims has been pretty darn good! I look forward to a long relationship with the company. None of my dogs will ever go w/o this pet insurance again. Coupled with Major Medical Plus the Wellness Rider is awesome. Thanks Nationwide for really being on my side.
5

out of 5

POSTED: | BY: Martha Yarborough

Great help when needed

Excellent service
1

out of 5

POSTED: | BY: Lourdes Quiogue

Fales advertising

I purchased my policy on the basis of rosy promises of the agent and after reading these reviews. I was very forthcoming about my dog's pre existing condition. My vet's invoice was very clear about which portion was attributable to the pre-existing condition. But Nationwide is trying to attribute every other line item to the ore-existing condition, including standard post neutering pain medication. They also couldn't be bothered to reach out to my vet for medical records. I
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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