Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joyce Ramos

Great per insurance company

Nationwide pet insurance helped my dog in need when she got bit by an insect. Once I met my deductible, Nationwide was able to reimburse me most of the costs from the vet visits for my pet.
5

out of 5

POSTED: | BY: Yordan M

Simple, fast and easy.

Not quite sure I understand why I have to pay for the services ahead of time unlike with people insurance, but either way the process was simple and I got my refund very quickly. All in all, pretty okay.
5

out of 5

POSTED: | BY: Tanya Sisk

Wonderful service for my fur baby!

I really appreciate how convenient is it to turn in my vet bills and also appreciate the quick response I get that they were received. Awesome service!!
5

out of 5

POSTED: | BY: Sandy Monett

Great

Nationwide has been great to work with. Very easy process and good explanations of how to submit forms. Wish all insurance companies were this good!
4

out of 5

POSTED: | BY: Christine

Love the concept of pet insurance but often claims are denied

Pet insurance is a great concept but not inexpensive for the amount of coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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