Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brenda Fegley

A Wide Range of Coverage

I am very pleased with the coverage and prompt payment. I like the direct payment option.
5

out of 5

POSTED: | BY: Joan L

Good annual checkup for vacines!

PePe had a good visit for his yearly shots.- No illness
5

out of 5

POSTED: | BY: Neisih

10 in rating is too low for you guys... you deserve a million!!!

I was afraid that my claims didn't go trough.. I just bought the insurance one month before happens everything with my poor Hugo. something treatable got so complicated... everyone of my claims where answered ! Thank you so much!!!
5

out of 5

POSTED: | BY: Veda Bullock

Awesome!!! Best pet insurance available!!

Both of our Bernese Mt Dogs are covered by this insurance. It has been fantastic coverage. We will always carry insurance on our pets thru Nationwide. Great coverage and ease of filing a claim are the best in the industry! Keep up the great customer service!! Thanks
5

out of 5

POSTED: | BY: Lori Riddell

Pre-authorization

I am glad I have insurance for both my Dobermann dogs. The coverage could be better though. We took our 8 year old into see why he has severe neck pain and a MRI was needed to make a diagnosis. We paid $1600.00 out of pocket and the insurance paid $0. We have been with you for 8 yrs with Diezel and 5 with Kira. I also am disappointed that we can not up our coverage for Kira to include teeth cleaning. This is a major preventative procedure that all dogs need. Pre-approval for procedures and even billing could help pet parents much more than having to pay out of pocket first and getting paid later. I really hope you read our comments and make changes accordingly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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