Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Manuel Dischinger

It was simpler than I thought

Filing the claim was straight forward and the response and payment time were not bad at all! I was ready to be disappointed, just like by any other insurance services I've ever used. But I was surprisingly wrong. This is how insurance should be! Thank you :)
5

out of 5

POSTED: | BY: Alison Smith

Easy claim, great customer service.

Every claim I have sent to Nationwide has been handled quickly and efficiently. The communication is great and they pay the claims quickly. I have only had to call a couple of times but when I have called I always receive great service. The call tree is lengthy but once you get through that you are good to go.
5

out of 5

POSTED: | BY: Sonia

So happy we have Nationwide Pet insurance

We are first time pet owners and luckily stumbled upon Nationwide. Their customer service department is always so friendly and helpful with all of my questions. I also appreciate the simple claim submission.
5

out of 5

POSTED: | BY: Kathleen Towlson

You guys are awesome!!

Thank you for such great service! It’s such a comfort to know you’ve got our back when we need you!
3

out of 5

POSTED: | BY: rebecca

good insurance but very expensive

insurance is easy and comprehensive and service is good. their prices used to be reasonable but I got a 50 percent rate increase this year. the rates go up every year by a ridiculous amount so it becomes unaffordable. I am disappointed that I have to look around for alternate insurance because I like the plan.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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