Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patty Ventry

We are very pleased with the attention you give us, the speed with which you process our claims, and your checking up with Brand

While we haven't had too many vet visits, we know you will handle all claims in a timely fashion. Thank you. P.V.
5

out of 5

POSTED: | BY: Jennifer Piche

Thank you, Nationwide Pet Insurance - you're the best!

I have been so grateful for the Nationwide policy for my dog, Coconut. He's had a series of medical issues recently, including IBD, bulbar encephalitis, old dog vestibular, and high blood pressure. One of the best decisions that I ever made was to get a Nationwide policy when I adopted Coconut at 7 years of age from the local shelter. It's been easy to submit our claims and we've been very satisfied with the benefits. You've helped me be a good pet Mom!
5

out of 5

POSTED: | BY: Amber

Awesome

This is the best thing I’m so happy I got the pet insurance
5

out of 5

POSTED: | BY: Heather Bond

Nationwide is on my side!

I am happy to have nationwide as my pet insurance. It is an extremely smooth process when submitting claims online. I would recommend it to anyone I know with a pet.
4

out of 5

POSTED: | BY: Maggie

Grateful I made the right decision

Nationwide is the first and only pet insurance company I've worked with, but when I adopted a bonded pair of senior sister pitties who needed a home together, I thought it would be a good idea to have insurance. A little after a year, turns out one of my girls is sick, and after a bunch of diagnostics, I know the best thing for her is not to put her through aggressive treatment but to keep her comfortable and enjoying life as long as possible. The insurance policy has been a huge help for my piece of mind, and contributes to me being able to enjoy the time I have with her as best a possible. The customer service that Nationwide provides is very good. I would choose them again, in a heartbeat.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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