Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: B

We Appreciate Nationwide Pet Insurance

Nationwide has been there for us when our dog had planned and even unplanned surgeries! They have helped us with routine medical visits and preventative treatments.
5

out of 5

POSTED: | BY: Kim

Good service.

Good service.
5

out of 5

POSTED: | BY: Frank

completely satisfied with the fast service I get from my claims on jackson

please keep the good work up and the cost down
1

out of 5

POSTED: | BY: Scott

Do Not Buy Nationwide Insurance for your pet!

They claim not to raise their rates, but because I pay extra for the routine care policy, my rates doubles because they claimed I filed more claims than the average policy holder. Well, duh! That's the point of the routine care policy, isn't it? In 5 years I have not submitted a single claim for injury or sickness, yet I am penalized for utilizing the add-on routine care policy that I have to pay extra for! Nationwide are scammers that suck you in with false promises. Stay away!!!
5

out of 5

POSTED: | BY: Camille

Insurance Review

I really like how fast and easy it is to file a claim and the reimbursement process. It is very convenient. I like having the Whole Wellness and that way I know that most things will be covered and I don't have to worry about my pet. The only downside is that the premium price really jumped from the first year to the 2nd year and my pet is still young and I wasn't really able to get much help from customer services on why that was. I am also worried about how much it will change next year when it is time to renew my policy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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