Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melinda Perrone

Nationwide is worth the effort and expense.

I have recommended nationwide pet insurance to all those persons I know you have one or more pets as the coverage is greater than all other pet insurance I have researched and the price is reasonable for that coverage I have been very happy with my coverag I have recommended nationwide pet insurance to all those persons I know who have one or more pets as the coverage is greater than all other pet insurance I have researched and the price is reasonable for that coverage I have been very happy with my Pets coverage through nationwide. Thank you for offering this insurance plan for pets. Please continue to do so.
5

out of 5

POSTED: | BY: Katja Duggan

Great, quick especially with the automated payment option now available

I have to say I love the convenient online claim upload option. It works great and I can see my claims being processed by logging in to my account. I also just activated the automatic payment option they offer now. No more waiting for checks and having to deposit them. The reimbursement amount is being deposited straight to my account. It couldn't be any easier.
5

out of 5

POSTED: | BY: Sarah Britigan

Super easy and quick!

I was really impressed with the simplicity of the claim process and the speed at which I received my disbursement. I also liked that I was able to fill out the form completely online without having to print anything and waste paper.
5

out of 5

POSTED: | BY: Timm

Such peace of mind

This insurance has made us very comfortable knowing that our dogs can and will receive the best treatment without us having to be concerned about costs, etc.
5

out of 5

POSTED: | BY: Leea

Simple, caring, and helpful

I have two dogs insured with Nationwide and highly recommend anyone with pets to insure them with Nationwide. My senior dog has had extensive health issues - from thyroid issues, to bone cancer - and Nationwide has allowed me to give her the best treatment possible. While my younger dog hasn't had as severe health issues, he has managed to severely break nails and a tooth, along with getting into something that caused severe intestinal issues, and Nationwide has been there to help me take the best care of him, too. They've covered the majority of all vet bills, and on the rare occasion that I've needed to call to speak with customer service, they were extremely friendly, professional, helpful, and most importantly, caring. My dogs are my furry kiddos, and I trust Nationwide to help me provide them with healthy, happy lives.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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