Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra

Excellent coverage

We thought my puppy swallowed the metal piece of a clothespin. She had to go to the vet and have X-rays done. I submitted the claim, thinking I would only get a few dollars back and Nationwide covered the whole claim. I was super happy getting that check.
5

out of 5

POSTED: | BY: Giselle

Really glad I have insurance

I am really enjoying having this insurance. The claim process is easy, I can do it through an app, and I get reimbursements in a timely manner. So far I am glad I have coverage for my pet. Highly recommend insurance.
5

out of 5

POSTED: | BY: Kanta

Excellent service though sometimes too long to resolve a claim. However, you have improved of late.

Excellent service though sometimes too long to resolve a claim. However, you have improved of late. Used to take 3 to 4 weeks to get my payment. However, it has been better recently, keep it up!
5

out of 5

POSTED: | BY: James

Thank god for pet insurance

Pet insurance have saved us a lot of money. I just glad it was offered at my wife work place. It really is worth having.
5

out of 5

POSTED: | BY: Michelle

Great insurance I’ve had for more than 12 years with my other dog who just passed away

This is one of the best pet insurance policies. It really pays back on a lot of pet visits
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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