Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mel K

Nationwide Pet Insurance gives us a sense of ease

It is so important to us that we continue to have Nationwide Pet Insurance. It has truly saved our dog, Harvey, and our wallets. Getting reimbursed for his stomach surgery at age 1, chronic allergies, ear infections and skin condition allows us to afford his care. Otherwise, we'd be struggling. It is worth paying the monthly fee. Customer service and processing are easy to deal with and are quick with the reimbursements! Thank you, Nationwide!
5

out of 5

POSTED: | BY: Claudia johana

Great Insurance, very efficient

Very easy to file claims, fast response
5

out of 5

POSTED: | BY: Mari Ippolito

Grateful to have coverage!

Particularly like the direct deposit into my account.
5

out of 5

POSTED: | BY: Nathan

so far, so good

Everything with Nationwide has been extremely easy so far from setup to claims.
5

out of 5

POSTED: | BY: Hayes

Robert

Works well. Only had 1 issue with a claim that didn't get processed for over a month but customer service fixed it with a phone call. Also have an issue with a very large number of "pre-existing conditions" that my vet says my dog doesn't even have but I haven't gotten around to disputing the issue.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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