Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Edsel Parsons

3 dogs, 100% pleased

We have been completely satisfied for nearly 12 years with the coverage for all 3 of our dogs. One time only was a claim denied, but when we sent more information then it was covered.
5

out of 5

POSTED: | BY: GINA CLENNEY

Nationwide has worked very well for us and I highly recommend them to friends.

Nationwide is great and they give exceptional customer service.
5

out of 5

POSTED: | BY: V

Easy, delivers as promised

So pleased that we have this insurance. Helps us to manage the unexpected visits to the vet.
5

out of 5

POSTED: | BY: Annette Jenkins

I love the coverage and the support!

Thank you for making the ease of submitting a claim so easy, reimbursement quick and the support of email notifications.
5

out of 5

POSTED: | BY: Rebecca Lape

Not so much

Though we appreciate the” help “(which over time we have paid for in premiums anyway. Now you turn around and jack up our premium $40 a month. So, it’s more like a savings account that you make the interest on. Maybe not the best plan.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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