Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Alicia Sari

I wish Dental Cleanings were included like preventatives care medications are.

Dental cleanings are nearly as important to a dogs health as heart guard and Frontline medications are. I wish they were covered even minimally on a regular basis (every other year would be fine) to help with the cost.
5

out of 5

POSTED: | BY: Erin

Quick and easy reimbursements!

We have had Nationwide for almost 3 years now and the claim submission process is extremely smooth and simple! We recently had to submit 2 claims and the reimbursement was back to me within 5 business days! Anytime I have ever had questions regarding our plan the customer service team was also very knowledgeable and super helpful. I am always recommending Nationwide Pet insurance to family and friends.
5

out of 5

POSTED: | BY: Audra McMurray

Fast, efficient service

Nationwide Pet Insurance has been a great investment. We will never have a pet again without it. Fast, efficient service. We have had some claims paid within a week. I love the app for filling claims & the direct deposit.
5

out of 5

POSTED: | BY: Dr Wanda

Nationwide takes care of ... the caring.

Nationwide was there for our little Sobie. She was acutely ill very quickly, and at 2 in the morning, we took her to the 24-hour animal hospital. They took care of Sobie and Nationwide took care of all of us. Dr. G.
5

out of 5

POSTED: | BY: Tammy L

The Best Pet Insurance

I have not had any problems submitting claims or getting my refund back in a timely matter. I have also recommended Nationwide to my neighbor who just got a puppy

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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