Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cathy Prieston

Pleasantly Surprised!

Under general anesthesia, Lily came through dental cleaning and scraping, as well as two tooth extractions without any post operative adverse effects. She was a bit subdued when we brought her home late in the day the procedure was done, but was pretty much her old self the next day. She completed the full one week course of clindamycin and Rimadyl. Lily's teeth are now as white as they were when she was a puppy. There are no signs of the periodontal disease that was very obvious prior to the procedure. We knew that this procedure was very necessary, but we kept putting it off, given that Lily is 9+ years old. In addition to an excellent "patient" outcome, we were very surprised to find that our pet insurance covered a majority of the anesthesia and surgical expenses. Being able to complete and submit Lily's claim via smartphone was easy and efficient. The turnaround time for the processing of the claim exceeded our expectations. All in all, we were very satisfied with the entire experience.
5

out of 5

POSTED: | BY: Cheri Riggs

Great customer service!

Received action and payment on my claim in about one week. Wow!
3

out of 5

POSTED: | BY: Eric L

Easy to submit claim but benefits are not great

Claims are easy to submit but there are a lot of limitations and restrictions on what is and is not covered. Additionally, there are a significant number of plan maximums in terms of coverage. Considering how much the plan costs, it should cover more.
5

out of 5

POSTED: | BY: roger Norian

Nationwide rocks!!

Nationwide is everything i could ask for in a pet insurer. They pay large claims promptly and without hassle. i feel lucky to have nationwide on our side.
5

out of 5

POSTED: | BY: Theodora Zacharatos

This is a great pet insurance company with caring people working there.

This insurance is wonderful. I love how they follow up and ask how my Linus is doing! Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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