Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill

Cruz survived very aggressive cancer and Veterinary Pet Insurance was with us all the way

About three years ago our dog Cruz was diagnosed with a very aggressive cancer of the tonsils. He was expected to live about 4 to 6 months. He had surgery, followed by chemotherapy over the course of the next two years. VPI continued to renew our coverage and pay its share, even though the treatments were very expensive. Now, Cruz is completely off medication and still cancer-free. All the doctors are amazed, and we are very grateful.
5

out of 5

POSTED: | BY: Rozalia

Shasta is the best watch dog

Shasta is doing fine, recovered from the bug bite. Thanks for asking..
5

out of 5

POSTED: | BY: Debra

Life saver

Not sure what I would do without this insurance. My Mia was diagnosed with Cushings disease and high blood pressure. There have been so many tests. It's been a lifesaver having the insurance. It makes dealing with her illness a little more bearable. You have made it so easy to submit claims and so easy to get the reimbursement, and at a very affordable price. Thanks to all who have helped my Mia!
5

out of 5

POSTED: | BY: Fernando

Trust has kept us with peace of mind

Happy to know we could help one another
5

out of 5

POSTED: | BY: Linda

Pleased with fast response on all claims

Happy with response time on my claims. Love my animals and this is the second animal I have had covered. Always a relief to know that my little guy is protected.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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