Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendy Wasserman

Reliable

We were able to bring Jake to a new animal hospital on Labor Day when he got sick. We did not have to worry and most of the fees were covered!
4

out of 5

POSTED: | BY: Sarah Howe

Helpful staff, but a long wait time for first claim

Mattie's initial claims included a surgery. We did not find out if that claim was accepted for two months and that was a bit stressful. Other than the wait time, the service has been wonderful. I also used the vet helpline and that staff-member was wonderful. Mattie is getting better every day more and more.
5

out of 5

POSTED: | BY: Janice Shafer

Simply the best!

Every aspect of the Nationwide experience has been tremendous! From the ease of filing claims, quick turnaround time and reimbursement, plus great personal customer service! We appreciate the variety of plans offered to fit our needs as well!
5

out of 5

POSTED: | BY: Linda O'Hara

You guys make pet health care easy.

Excellent. It gets expensive as my dogs age.
5

out of 5

POSTED: | BY: Theresa Korpela

Buy Nationwide pet Insurance!

Quick claims service and fair premiums

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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