Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Danya Devine

Don't own a pet without Nationwide

Nationwide has been such a blessing. Our American Mastiff, Olive, was diagnosed with ITP in July. She was hospitalized for two days and will be on medication for the unforeseen future. Nationwide has not skipped a beat. Thank you for the peace of mind knowing that we don't have to hesitate to give her the best care.
5

out of 5

POSTED: | BY: Jennifer

So glad I have pet insurance.

I have had great success with Nationwide pet insurance. It is very simple submitting claims online and the turn around time for payment is quick. I do feel the monthly rates have increased too much!
5

out of 5

POSTED: | BY: Bob Richey

Everything we expected it should be.

Have had the coverage since we first got Titus at 8 weeks. We have had no negative issues in the 3 years we have had the coverage. It is a peace of mind we find well worth the expense.
5

out of 5

POSTED: | BY: Nancy McMahon

Prompt and easy claim payments!

No problems at all! The app is so easy to use and claim checks are received promptly! Definitely worth it!
5

out of 5

POSTED: | BY: Felicia

Fantastic

Fast turn over when reviewing claims, easy claim payments/reimbursements made to customer via chase bank, and friendly customer service
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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