Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne Watt

Easy Peasy

Very easy to submit claims and quick reimbursement.
5

out of 5

POSTED: | BY: Lynda Koszewski

Couldn't be without Nationwide

We just went thru a tragic situation with our cat, Manny who was diagnosed with inoperable lymphoma. Filing the claims for each visit with our vet and vets in consultation could't have been easier and quickly done. I used the new app VitusVet to enter notes for each visit and file my claims with Nationwide. Love it and plan on using the same app for the rest of our fur family members. I really hope our Vet joins this service soon. Thank you Nationwide for service and support of our family.
5

out of 5

POSTED: | BY: Lynda Koszewski

Your Support of my Fur Babies means a lot to me.

Thank you for watching over us and our furbaby Manny. Unfortunately Manny passed away two days ago from his illness. I appreciate your invite to the Vethelpline and will keep it in mind should we need some help in the future. In this situation, I'm not sure who could have helped our favorite friend but its nice to know all of you were here watching over us and that perhaps we were in your thoughts and prayers. Cancer in animals is a devastating thing to endure. I wish there was something we could have done to prevent Manny's tumor and hope now we don't have to go thru this again with the rest of our fur kids. Yours in kind, Lynda Koszewski
5

out of 5

POSTED: | BY: Esperonzzia Noble

Excellent Claim Processing Time

The claim process was the best service. Turnaround time to process was great.
2

out of 5

POSTED: | BY: Jeff

Expensive now that he is old.

When Dempsey was younger and no claims (first 5 years) it was affordable. Now that he is older and we need the coverage the monthly rate increased by $30 so no longer affordable. Claims turnaround quick.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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