Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Michelle Eades

A good outcome

My cat ended up with a hefty dental bill after the vet discovered she was in need of 5 dental extractions, resulting in Vet bill north of $900. I am happy to report I received more than $600 from Nationwide after filing a claim. We had some administrative hiccups like the misspelling of my name on the check, twice. But the customer service department was happy to work with me to reissue the check. Overall, I am pleased I got the insurance and I don’t worry as much when we have to go to the vet.
5

out of 5

POSTED: | BY: Sharon Stein

Seamless!

Could not believe how easy this process was! Submitting the claim took less than a minute, claims were approved quickly, and once I had electronic payments set up I had my reimbursement in the bank in less than 5 days!
5

out of 5

POSTED: | BY: Nicole K

So easy! So fast!

I appreciate the fast and easy claim process. I was putting off making the claim because I didn't think I had all the information I'd need. Turns out it was a simple file upload and a few boxes to fill in. The only issue I had was that $17 anti-anxiety medication was not covered post surgery. It's really in your company's best interest to cover it, because if my nervous dog had pulled out her stitches I would have been back at the vet for a second surgery and making another claim and asking for more reimbursement. Fortunately that medication was inexpensive enough for us to easily absorb the cost. Aside from that, everything was awesome!
5

out of 5

POSTED: | BY: RICHARD

NATIONWIDE HAS GIVEN US COMFORT IN KNOWING OUR DOGS MEDICAL VISITS ARE BEING PROVIDED FOR

HAVING NATIONWIDE COVERAGE HAS ALLOWED US TO HAVE OUR NEW PUPS AND OUR OLDER DOG SEEN FOR ALL OF THEIR MEDICAL NEEDS. FROM SIMPLE VACCINATIONS, TO NEEDING SURGERY. EVEN ALLERGY TESTING HAS BEEN COVERED. GREAT TO KNOW WE HAVE THE BACKING FROM NATIONWIDE, AND THEY WILL ANSWER OUR QUESTIONS IF WE ARE UNSURE ABOUT COVERAGE
5

out of 5

POSTED: | BY: Martha Mason

Great service

Excellent

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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