Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Excellent

Nationwide's super easy claim submission process allows my vet to submit claims directly and my reimbursement arrives quickly every time! This has allowed us to properly care for our aging family member and get him all the treatments he needs.
5

out of 5

POSTED: | BY: Ellen

Sadie is a happier dog because of this insurance

When I adopted Sadie, she had incredible anxiety issues from the places she'd been before the shelter rescued her. Because the coverage under the wellness plan, I was able to include many visits with our vet and medication to get her to a happier place. The services would've been outside of my budget without this coverage. I never had any issues with my claims and they were all paid in a timely manner. Sadie is a very happy dog and we are grateful for your help in getting her there!
5

out of 5

POSTED: | BY: Val

Beyond typical service. Verified responsive to needs.

Through misrepresentations in veterinary notes, our dog was incorrectly assigned some pre-existing conditions which results in denied claims, which was disappointing and gave us fears of poor customer service and poor value. Nationwide was fantastic in being open minded to the correction of the erroneous notes which gave the false pre-existing conditions and denials. I am so happy to say that nationwide came through and fixed the pre-existing condition status, and settled all claims as they should have. they also made it very easy to submit claims, and request reviews to fix the problem. I'm pleased to say that they seem to be very above board, straightforward, and ethical. I am completely satisfied that they do the right thing.
5

out of 5

POSTED: | BY: Pat

One of the best decisions we’ve made!!

Great customer service and very fast payment on claims. I was Leary of signing up for pet insurance but it truely saved us this past year when our dog suffered a rupture cruchiate ligament.
5

out of 5

POSTED: | BY: Cassie

Easy to submit claims, and claims are paid quickly.

I checked many companies for pet insurance, asked my vet, and asked other pet owners who had pet insurance. All recommended Nationwide, so I chose them, and am very happy I did. Their coverage is far superior to other companies, it's easy to submit claims, and the claim reimbursements are made quickly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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