Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ellen Driesen

Takes a level of anxiety off our shoulders

It’s hard having a dog with chronic problems. To be able to not think twice concerning the cost of going to the vet, I’m keeping my dog fit and healthy. The process of entering the bills is another example. The VITUS app is amazing.
5

out of 5

POSTED: | BY: Gail Epes

People there understand the emotions of the "owner" of the sick animal.

Our puppy has had a rough start but she is getting better. We have had to make several claims and the response so far has been fair and clear. We've been very grateful to have insurance so we could get good care for her.
5

out of 5

POSTED: | BY: Sheree

A Great Stress Reliever

Nationwide pet insurance has been a great relief for me having a new kitten in the house. Having a kitten is expensive, but with nationwide paying a big chunk of her kitten shots, wellness visits, and spaying it has been a great help. I don't have to choose between the health of my fur baby and my wallet. It has been beyond easy to make a claim and I have received the money straight into my bank account in less than a week every time. I will never have a pet in the future without having this.
5

out of 5

POSTED: | BY: Pam

Very happy

Very satisfied
3

out of 5

POSTED: | BY: Howard Hannum

took to long to receive the payment

I think some of the food should be covered. she needed the special diet as per the vet and you should have covered some if not all. we may look in a different direction for her future insurance
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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