Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bev

Great experience

I have been a now two dog customer for years (prior VPI) with my Boerboel mastiff and now Frenchie. Two very different breed digs but always have had great customer service with Nationwide. It’s very comforting to know I have a partner in the care and health of my dog!
5

out of 5

POSTED: | BY: Kristijana Medunjanin

Love it

Nothing to add! Literally best insurance out there!
5

out of 5

POSTED: | BY: Kathy Smith

Outstanding Service!

This is my first time to have health insurance for a pet, and I purchased it primarily as financial protection for any major accidents or illnesses. Although Dexter is a young and healthy pup, he's had some trouble with an especially tenacious ear infection, and what could have proven a very costly condition for us to treat has been reimbursed very quickly, allowing us to focus on getting Dexter better so he can get back to all his favorite puppy activities.
5

out of 5

POSTED: | BY: Adam

Provides peace of mind and claims process is simple

I am glad I have pet insurance through Nationwide. I can't say I'm prepared for a major accident or illness with my dog so paying for insurance every month is the way to go, for me. The claims process is simple and the turnaround on claims payment is prompt.
5

out of 5

POSTED: | BY: lindsay skutch

10 across the board

I pay a lot for insurance but you did pay a portion for my dogs vet experience.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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