Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kelli

Should review your claims beter

My girl had a left front amp due to an Osteosarcoma diagnosis. About a month later, she pulled a muscle in her back. Those claims were denied due to her being an amp. I am going to appeal them, but Im at the point where, every claim I submit, is it going to be denied because you tie it back to her amputation? It seems as if this is an issue with you guys. My other dogs have ASPCA. No BS, they pay their claims with no games.
5

out of 5

POSTED: | BY: Susan

Thank you for being there for my beautiful golden

So easy to process claims quick turn around. Much appreciate you being there for my beautiful golden
5

out of 5

POSTED: | BY: Joshua

Jacksons tail

Jackson is doing much better, his tail is healing, the vet will be xraying it one last time tomorrow to be sure its healed. So far it's looking great and we appreciate the prompt insurance reimbursement. As does Jackson because he knows he gets a treat! Thank you!
5

out of 5

POSTED: | BY: Reevah

Exceeded expectations of help with Teddy's operation bill

Pet Insurance paid the entire bill for Teddy's operation.
5

out of 5

POSTED: | BY: Anderson

Dawn

Sadie has been insured since we got her as a puppy and I have been more than happy with the insurance, customer service and the concern shown for Sadie’s well-being. I often joke that she has better insurance and service than my husband and I. I have and will continue to recommend Nationwide to other pet owners. Thank you for the awesome service!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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