Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cherie

Easy and fast

My dog needed staples in her foot from getting hurt playing and I put the claim in thru the VitusVet app the same day, my claim was done in 3 days and in 5 I had the money in my account! Fast and easy!
5

out of 5

POSTED: | BY: Anthony

Pet Insurance

They cover a lot of medical issues for your pet and process claims rather quickly, though the insurance policies themselves are a little pricey, but then again you pay for what you get
5

out of 5

POSTED: | BY: Lisa

Nationwide makes it quick and easy to care for my pet

Nationwide makes filing a claim very easy!
4

out of 5

POSTED: | BY: Scot

Resubmittal

I'm waiting for a response from Nationwide about the last claim I faxed.
5

out of 5

POSTED: | BY: Whitney

Timeliness is amazing!

I have had a total of 5 dogs insured with Nationwide, originally as VPI, for approximately 17 years. I was so pleased with VPI, I recommended it to friends and family. Unfortunately, there was a period of time, after Nationwide bought VPI, that the service declined dramatically, with claims being very slow to process and errors occurring requiring me to submit further paperwork. I was quite disappointed and began looking into other pet insurance options. However, Nationwide seemed to suddenly make vast improvements. The electronic payment option has been wonderful and sped up the reimbursement process. But, even since then, I have noticed a dramatic improvement in claims processing and reimbursement time. A claim I submitted earlier this month was processed and reimbursed within a week. Even more impressive, just this week, an additional claim was processed and reimbursed THE NEXT DAY! I am once again very pleased with Nationwide pet insurance and spreading the news :)

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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