Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James Vancas

Outstanding Service

Nationwide Pet Insurance provides outstanding service and value. No more worries taking our pets to the vet knowing that we are covered and will be paid out in a short time. Ease of filling out claims and receiving payments. If you have a pet get this insurance.
5

out of 5

POSTED: | BY: Diane Snyder

Fast claims, reliable service

I’ve never had a problem with Nationwide. The terms of coverage are clear and claim processing is quick and easy. I have claim reimbursements sent directly to my bank account. Simple, fast!
5

out of 5

POSTED: | BY: Elizabeth Weinhardt

Ease of reporting, fast claim payment, helpful, professional, friendly representatives.

My dog, Rocky, has been sick for 3 months. He had kennel cough, which spread to pneumonia. We have seen the Vet several times, had multiple x-rays, and filled several prescriptions. My claims have been simple to submit, have all been paid extremely fast, no questions asked, and when I have had to call to inquire, the representative was friendly, helpful, and professional. I am very pleased with Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: julia pimentel

Submitting claims and getting results have gotten progressively easier

I've had health/medical insurance for my Blossom, a 150# South African Boerboel, since I got her at 6 weeks of age. At that time the company was not owned by Nationwide. I got prompt, courteous service then. After the corporate change, I was concerned that the level of service would decline. Not so! I still get prompt, courteous service, with the covered - and non-covered - expenses clearly explained and, after the deductible, the covered expenses paid. I've done a rough estimate of expenses to reimbursements and it is 82% over a 2.5 year period, 4/15 - 9/17. Did not do the first 3 years because I no longer have the documents and the last 2 I haven't bothered with - will update at some point. However, during that 2.5 year period, I would have been out almost $13K out of pocket without insurance coverage, primarily for 2 TPLO surgeries. So I'm a very big fan of medical insurance for my girl and both companies have done well by me.
5

out of 5

POSTED: | BY: Jennifer hubler

Awesome service

Great service claims are paid so quickly

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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