Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Louanne M

Pet insurance provided us with reassurance that we could provide out pets with the best care possible.

Marta, in July was thought to have a heart tumor, a sarcoma and there was nothing we could do to treat her. She had ascites and a pericardial effusion which they drained the fluid surrounding her heart. She was in right sided heart failure. 7 weeks went by and she was still with us. Another cardiac ultrasound was done and she was in the 5% that was idiopathic. She did not have a heart tumor after all. The cost to diagnose was very expensive and I thank the insurance for covering most /all the cost. The cost of the yearly premium was so worth it. You never know what unexpected events your pet will have to go through. For us, the outcome was nothing short of a miracle. We will never have a pet that doesn't have insurance.
4

out of 5

POSTED: | BY: Raul Ornelas

Excellent service except for large rate increases.

Service has been excellent except for the recent rate increase. You offer great prizes and giveaways for new customers (like recent $100.00 giveaway) but us loyal customers get rate increases($100.00+ per year). Could have been perfect 10 if not for that. Other than that keep up the great work.
5

out of 5

POSTED: | BY: Olivia Cianfaglione

Doing great!

She’s doing great! Thank you!!
5

out of 5

POSTED: | BY: Cheri Lee

Thank you for helping my baby

My bailey suddenly became very sick. Her bills are still coming in. Nationwide helped me afford to get her well. Thank you
5

out of 5

POSTED: | BY: Paula Ginsburg

Very satisfied with Nationwide.

I was happy with the customer service and with the settlement of this claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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