Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Christina West

LOVE, LOVE Nationwide

Me and CoolWhip love you, Nationwide- VERY easy to do business with and the claims process is the easier than people insurance... BUTTTTT.... year after year, our premiums go up and are now through the roof. You all have covered my pet since she was a baby and her only "health condition" is requiring an annual teeth cleaning. Pls consider your outrageous premium increases bc you are risking losing customers (eg. I can afford to pay for a once a year vet visit and teeth cleaning for her). Other then that.... ROCK ON! :)
5

out of 5

POSTED: | BY: Toni Saarinen-Jorden

Fantastic Insurance

We couldn't be happier with the insurance we got from Nationwide. Easy & Quick to file a claim from my phone and quick electronic payment received.
5

out of 5

POSTED: | BY: Sherry Reckas

I recommend Nationwide to everyone

I changed to Nationwide several years ago and I am very happy. I do the claims on the app and the claim is processed quickly and without problems. Thank you!
5

out of 5

POSTED: | BY: Gail

Appreciate the quickness in reimbursing us for the out-of-pocket vet bills

Everyone has been really helpful, and that's especially important when you are going through a traumatic event with your pet. The quick review process helps in receiving reimbursement in a timely manner.
5

out of 5

POSTED: | BY: Dena Nafus

Thank you Nationwide pet insurance!

Knowing I have Nationwide to back up Veterinarian expenses I don't have to worry about finances when the Vet Dr. says there is something wrong and we have to treat it. Or, if I know my German Shepherd is not feeling well, I don't hesitate to get him in, because I know Nationwide is there to help.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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