Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia McGoon

I am very pleased with Nationwide’s services.

I am happy with my choice of insurance for my pet. And Nationwide was a good choice.
5

out of 5

POSTED: | BY: Lisa

Nothing But Positive experiences with Nationwide!

Claims have been swift and simple. Haven’t had any issues at all. Highly recommended!
5

out of 5

POSTED: | BY: Jeffrey Bennett

The insurance helps in caring for pets

Excellent insurance
4

out of 5

POSTED: | BY: Ali Avera

Good but could be great

I usually submit several claims at a time and every time only about half are ever acknowledged. I emailed a couple months ago to ask a question about this and the agent was exceptionally rude. I like this service overall but the claims processing needs to be fixed and it should have an app platform to submit claims.
5

out of 5

POSTED: | BY: Cheryl Keamy

Good idea to have insurance but rules are complicated and arbitrary .

Sometimes the insurance does not measure up to what I had expected.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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