Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Allyson Downs

Great coverage for my pug

Great service, claims processed quickly, fairly inexpensive premium.
5

out of 5

POSTED: | BY: Denise Talbot

Wouldn't be without Nationwide Pet Insurance!

I've never had ANY type of issue with Nationwide. It is a relief to know that I can provide healthcare for my kitty based on information from the vet, and not based solely on financial issue.
5

out of 5

POSTED: | BY: Ann Izzo

Join Nationwide pet insurance, you will not be sorry! So glad we did!

I give you a 10/10 .
5

out of 5

POSTED: | BY: Terry Tracht

The best insurance for my baby

I am grateful to have Nationwide on my side. Because of you, I am able to give my beagle Brandy the best care without having to worry about the cost. Thank you for everything!
4

out of 5

POSTED: | BY: Susan Williams

If you could pre approve necessary surgeries and treatments Nation wide pet insurance would be the best insurance out there

One of the most needed things is pre-approval for necessary medical procedures that would keep an animal from suffering. I believe that most people who pay for pet insurance do not have $2-5,000 laying around that they don't need. When a animal is hurt and require a medical intervention it is not fair to the animal to have to lay around in pain or possible further debilitation while the owner tries to come up with the needed cash - only to be reimbursed after the surgery. There should be a system of getting the medical intervention approved beforehand and then sending the check to the veterinarian rather than the owner so that the animal is cared for in an appropriate time frame and fraud can not take place.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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