Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Genevieve Cox

Reliable

Always pays claims fast and I have peace of mind knowing my grand kitty is covered by Nationwide.
5

out of 5

POSTED: | BY: Michael Garavito

Claim Process

Submitting my claims is super easy with the app. Processing time with the app is fast and I receive my money in a week
5

out of 5

POSTED: | BY: Mike Cole

I'm so glad we signed up for this insurance.

Nationwide pet insurance is the real deal. There are no clever tricks to avoid paying claims that I've heard other insurance companies have done in the past. After the deductible is satisfied the insurance kicks in and so far all claims have been paid according to the policy. It has been a godsend.
5

out of 5

POSTED: | BY: Jess Hurwitz

Nationwide is the best

Nationwide has been great in helping through a very difficult time with our dog. Without their assistance, we would not be able to do all of the testing to help figure out what is going on with our dog. Their customer service is also great.
4

out of 5

POSTED: | BY: Jo Ann

Happy with Nationwide

I have been a client of Nationwide (previously VPI) 15 years. All four of my dogs are insured. Payments are timely. Customer service is very good. I have never had an issue.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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