Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cassie Stutman

Easy to submit claims, and claims are paid quickly.

I checked many companies for pet insurance, asked my vet, and asked other pet owners who had pet insurance. All recommended Nationwide, so I chose them, and am very happy I did. Their coverage is far superior to other companies, it's easy to submit claims, and the claim reimbursements are made quickly.
5

out of 5

POSTED: | BY: Stephen Byrne

I had my doubts about pet insurance but have been proven wrong

Met or exceeded expectations
5

out of 5

POSTED: | BY: Debbie Roland

Nationwide delivers on its promises

I have two dogs insured with Nationwide and I recommend this company often because of it's excellent service and delivery on its promises. I want to give particular praise for customer service representative, Marcia Bryant. She is so efficient and friendly. I feel this makes all the difference because when you need to use pet insurance you are already in a stressful situation and need that extra level of expertise and comfort
5

out of 5

POSTED: | BY: Christy Pennington

Very happy with the service

Very happy with our coverage.
5

out of 5

POSTED: | BY: Daniel Gittsovich

Great service with easy to use systems and filing process.

Very easy system and convenient claim filing process. If any issues or clarifications arise, Nationwide is quick to clarify. Terrific experience.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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