Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim Hardtke

Bella is back to normal!

Thank you for helping Bella through her illness. We have had very windy conditions here and we believe she ate pedals from a toxic flower that blew into our yard from somewhere. Our dogs are in the house most of the time and they have a lot of active time in the yard but we go out with them to encourage exercise and to keep them safe because we have heard of coyotes attacking dogs of all sizes not to mention mountain lions! We are very careful about what they come in contact with but having a huge fenced yard it is hard to see everything. My only complaint with Nationwide is that we rescued Bella and her brother from a bad situation and were told they were a mix, shepherd and lab. I didn't realize they could have a hereditary issue until Bella was diagnosed with hip and elbow dysplasia. We have her on cosequin and a special prescription diet to help her feel better and monitor the severity daily but we can't afford to pay $15k - $20k for surgeries that are not covered.
5

out of 5

POSTED: | BY: joe hanzook

Claims process very easy and and pay the claim fast!

I am a 42 year Nationwide claims veteran. You make the claims process very easy and pay the claim fast! I love the electronic claim payment. Very easy to do.
5

out of 5

POSTED: | BY: Monserrat Serra

Awesome

Easy to submit once I got the hang of it
5

out of 5

POSTED: | BY: Tracey Marshman

Great Pet Insurance

Great Pet Insurance. It’s a little more costly than others but I feel worth it. They have several plans to choose from. They’ve insured all of my dogs.
5

out of 5

POSTED: | BY: Lauren Beachak

The insurance coverage is great!

I am very happy with this company and would definitely use them again..

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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