Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

Best Coverage

Wow. Insurance for pets has changed in the last 10 years. Claims submitted via an app,, a check received within two weeks, and most vet expenses were covered (granted I pay into the better plan). I highly recommend Nationwide Insurance for the care of your furry babies.
5

out of 5

POSTED: | BY: A.

Filing claims have been easy and receiving the payments have been prompt.

Pet Insurance coverage for our dog has been well worth it even though premiums have been costly.
5

out of 5

POSTED: | BY: Barbara

Thank you

I was surprised as I had heard some pet health insurance was a scam, however Nationwide paid quickly and easily and helped May cover the cost of my sweet kitty's care. Unfortunately, she has terminal cancer and will not live.
5

out of 5

POSTED: | BY: York

Delivers all that was promised

Delivering all that was promised
5

out of 5

POSTED: | BY: Sally

Thankful for Nationwide's quick response

Very pleased with how quickly Nationwide processed my emergency visit claim. It was a very stressful and worrying time and it was so nice to find my claim completed quickly according to my benefit package.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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