Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elysia

Thank dog for Nationwide Pet Insurance!

I’m so happy I insured my two pitty mixes with Nationwide. It gives me peace of mind knowing that if one of them gets hurt or becomes ill that I don’t have to worry about an unexpected expense. The claim process is super easy and they can be seen by any veterinarian. It doesn’t get much better than that!
5

out of 5

POSTED: | BY: Melissa

Made a stressful time so much easier

My 2 yo cat, Finn, ate an acorn. Because it is really hard to see organic material on scans, it took five days of vomiting, not eating and vet visits to find the (completely indigested!) acorn. Then came the surgery. It meant a lot that whenever my vet suggested something, I could say "it's fine, he has insurance." He recovered from surgery remarkably well and very quickly. The fact that we were reimbursed before we could even take off the e-collar was amazing. Thank you all so much!
5

out of 5

POSTED: | BY: Jennifer

Nationwide is by my pet's side - always.

We have been Nationwide Pet Insurance customers since early 2017, and I will never go back to owning a pet without Nationwide. From the first claim to the most recent claim, Nationwide has been fair, honest, and quick with our claims regarding Franklin. We recently adopted a second Doberman and I automatically contacted Nationwide to insure her. This is the best insurance plan we can find. It is not cheap, but neither is owning two Dobermans.
5

out of 5

POSTED: | BY: Kristen

So easy and fast!

So easy to file a claim, and reimbursement is so fast - so much better than I had even hoped for, Thanks!
5

out of 5

POSTED: | BY: Gregory

Wish I had this coverage years ago!

Love the coverage, love the ease of claims. Wish there was something to encourage vets to use the VitusVet application. That would make Vet record retrieval so much better ( as proper documentation ( vet records) for claims seems to be my #1 frustration! When you have claim issues, the process seems broken, some documentation/communication/records is on and through My.petinsurance.com, while other d/c/r are by mail. This is confusing and frustrating. I’ve heard from other people that this issue is why they badmouth the program.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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