Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael Clark

Nationwide responds very quickly for reimbursement to claims.

Excellent!
5

out of 5

POSTED: | BY: Barbara Stewart

Nationwide Pet Insurance is truly awesome. You guys have been there for my Pitts every since he was 10 mnths now he is 6.

I am completely satisfied with Nationwide Pet Insurance
5

out of 5

POSTED: | BY: James De

Excellent coverage and quick response

Great company, everyone really concerned with pet and extremely eager to help. Unusual in today world.
1

out of 5

POSTED: | BY: Carol Waechter

Procedure Not Covered

To whom it might concern, Recently I sent in a claim in for my dog to be spayed and it was denied. In your advertisement on the website it says it will be covered of which this is false advertising . My prior two dogs had a different policy. Both are deceased and when I called to cover my new pet I was told this policy covered that was in the prior coverage. No explanation on the difference of the new one. I find this disingenuous and should not have been sold a policy I am unhappy with. Thank you.
5

out of 5

POSTED: | BY: RAJPREET BAINS

Prompt and quality service.

Great service with good people helping you through the process. I gave 9/10 for claim rating because the electronic claim submission didn't work for me for last few claims. I had to email the claims rather then using electronic submission. During a phone call to Nation wide, I found that this system is fairly new. The claim process was prompt once the email was received by them. I would 100% recommend Nation-wide..

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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