Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Easy claim and quick response

This was our first claim for a real incident with our dog, and resulted in a significant number of unplanned vet visits. As a result, we were obviously concerned about costs, as well as the wellbeing of our pooch. Nationwide made this really, really easy. We found that by submitting the claim online, it was processed and paid basically immediately, and we could focus on the health of Seamus instead of on the financials. I've already been a bit of an evangelist to my friends about this insurance, but having it help so drastically with unplanned out of pocket expenses was icing on the cake. The policy has paid for itself so far, and then some.
5

out of 5

POSTED: | BY: April

Easy claim process

We love nationwide pet insurance. They make the claim process super easy and we get our refund within a few days!
5

out of 5

POSTED: | BY: Hani

Excellent and responsive

Very good reimbursement process.
5

out of 5

POSTED: | BY: Lynda

Having peace of mind when facing vet bills I would recommend Nationwide Pet Insurance

Its nice to know that when I take my dogs to the vet that I am covered by Pet Insurance. Nationwide pays quickly and I can not recommend them enough.
5

out of 5

POSTED: | BY: Sharyn

Nationwide is there for you both in good times and bad.

Nationwide has helped me with my pet’s problems, whether it’s a routine check-up or her surgery. They are courteous, prompt, and helpful.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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