Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hope

Nationwide is on Milo’s side.

I am so glad that Nationwide has been there for our expenses with Milo. He has a tendency to get ear infections and has allergies. The premium is covered just by the return we get on his medications. Fast easy claim processing and we receive the money quickly into our account. Staff is very knowledgeable and pleasant.
5

out of 5

POSTED: | BY: Shelley Ricker

I’m very happy with the coverage, but the claims process could use a little work.

I purchased the total health plan with wellness when my little dog was a tiny puppy. Everything listed as covered has been paid promptly. The only issue I have is the electronic claims form pdf. It really doesn’t save much time because although you can fill out the form electronically, you cannot sign the form electronically. You still have to print it, sign it, then scan it back in before you can email it.
5

out of 5

POSTED: | BY: Joan Martha

So happy to have coverage.

Great service. Prompt clain processing.
5

out of 5

POSTED: | BY: Jesse Borrego

Bo Appreciation

Very much appreciate the helpful part Nationwide played in Bo's injury and time of need.
5

out of 5

POSTED: | BY: Mandana Arvandi

Ms

I WILL always be grateful for the repayment of the expenses for the hip replacements and all the follow up therapy required for her continued suffering - most most most grateful - as we struggle thru her recovery and dealing with her “handicap” we are sooooo grateful that we didn’t have to deal with and challenges dealing with the insurance payments
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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