Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,278

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Harriet

Thank you, Nationwide!

This has been a difficult time for me finding out that my beloved dog, Charley, has cancer and working to give him the best palliative care possible. Nationwide has helped make it easier financially by reimbursing me quickly for Charley's vet visits, tests, and meds. The vet sends in the claim, and Nationwide processes with no input from me. I know I’ve bought the insurance, but it wonderful to know that when you need it, the company comes through when you need them. I haven’t had to contact Customer Service very often, but when I do, they are friendly, knowledgeable, and helpful.
5

out of 5

POSTED: | BY: Jeremy

I love my pet insurance.

I love my pet insurance. The piece of mind it provides my family, just to know that we have the support of Nationwide to provide the best to our pet is immeasurable.
5

out of 5

POSTED: | BY: Debra

thank you for being there for Buddy

thank you for your support
4

out of 5

POSTED: | BY: Silvia

Ease of claim submission, and very quick turn around.

It is easy to submit a claim, and payment is timely....without the need of follow up. The only downside is that the reimbursement amounts seems a bit off, and lower than what should be. There is always some kind of weird small print explanation that reduces the reimbursement amount. However, it is still better than nothing. Just be aware that you will pay the premium, a deductible and then a table of allowed amounts will be applied to your reimbursement requests. That is the same for all insurances, so I stick with this one because at least service is very efficient.
5

out of 5

POSTED: | BY: Sheri

Nationwide's Pet Insurance is a responsible Pet Owner's best friend!

Nationwide's Pet Insurance is a responsible Pet Owner's best friend! The coverage, deductible and reimbursement rate is the best that I have ever seen in the Pet Insurance market. Whether it be a wellness, illness or injury claim, Nationwide makes it easy to submit for reimbursement and they are very timely. Their Customer Service is great. They are very helpful, informative and empathetic. My Dog is my child. She is a member of my family. It is such a comfort to know that I can provide the best care possible to her without worrying about the cost.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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