Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Rachel

Not Sure if Worth the Cost

After lots of back and forth with the claims department, I finally got part of my emergency vet visit covered. I feel the advertising for Nationwide is misleading as it claims to cover 100% of vet costs...however the fine print is that they cover 100% of what THEY decide a treatment costs. Considering canceling or switching to another company.
5

out of 5

POSTED: | BY: Katie

Best thing we did

I am so happy we signed up with Nationwide Pet insurance. Our dog has allergies and she's had to get special medicine and treatment to help her long term health. Nationwide has saved us a lot of money by covering the vet bills. And they are very easy and transparent, which is very helpful! Thank you!
5

out of 5

POSTED: | BY: Patrycja

Great!

Great customer service, quick claim review. Usually all my questions are answered.
5

out of 5

POSTED: | BY: Teri

Great communication, very simple to file a claim & fast turn around! Received my check quickly! Thank you!

Kip means everything to me as have all my dogs over the years. You took care of my boy Harper when he was diagnosed cancer. It took me 2 years to even want another companion. When I found Kip he stole my heart and when I need the animal e.r. I didn't hesitate to go. The e.r. is pricey but I didn't worry because you had my back again. I was paid quickly for that cost and very much appreciate that. I wouldn't do without Nationwide for all my 4 legged family members. It's worth every penny. Thank you Nationwide!
5

out of 5

POSTED: | BY: Diana

Nationwide is the best!

Nationwide cares about my animals and I appreciate the sincere and comforting customer service. Thank you.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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