Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eliesa Solorzano

Mrs.

This insurance has definitely be a life saver for this dog!!! So grateful for it.
4

out of 5

POSTED: | BY: Leonard c

OUTSTANDING

WE ARE VERY SATISFIED WITH YOUR PET INSURANCE AND CARING
5

out of 5

POSTED: | BY: Julia Ritchie

Great Pet Insurance

I like the quick response when submitting Molly's claims. They are fast.
5

out of 5

POSTED: | BY: Alex Sefchick

Very easy to file a claim and super fast payout

I was very happy with the service, it was super easy to file a claim with the Vitus app and received the funds in less than a week. Very happy with the service.
5

out of 5

POSTED: | BY: Corinna

Very straightforward claim process and quick payment

Our dog had an eye infection which needed to be examined by the vet who, after a thorough inspection, prescribed antibiotic eye drops. Not a big deal really, but it amounted to over $200. All we had to do is fill in the claims form and then found a check in our mail shortly after with all the explanations for the payment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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