Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,278

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: George

Great investment and prtection for your pets

This insurance affords me to give my dog Kara the best health care possible. She developed Cushing's and requires daily medication and Nationwide pays the claim within a few days after I file them. You should not do without this pet insurance if your pet ipart of your family like my Kara is to me.
5

out of 5

POSTED: | BY: Jaime

This is the insurance for pet lovers.

Nationwide provides me the opportunity to obtain insurance for multiple pets. Not only does it provide help in times of sickness or injury, but also wellness. The premiums are reasonable, but of course it would be better if there was a smaller or no increase each year. I would recommend it for anyone who wants to maintain their pets' health and be prepares for the unexpexted.
5

out of 5

POSTED: | BY: Deniz

Couldn't be happier

Great insurance, has only improved since VPI was bought by Nationwide.
5

out of 5

POSTED: | BY: Kayleigh

Worth it!

Worth it!
5

out of 5

POSTED: | BY: Debbie

Quick claim processing

When I first joined VPI back in the 1990's, the claims took about a month to process. Nationwide took over and now the claims are processed within a few days. My only problem is I tried to have the checks deposit electronically into my checking account but that failed after it worked once time. I don't understand why I had to go thru the process for each claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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