Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: LAWRENCE SMISEK

Teddy

Teddy is doing well as his last visit was a wellness exam and vaccinations.
5

out of 5

POSTED: | BY: Ruth E.

Nationwide insurance was a lifesaver for our Boston Terrier and relief and peace of mind for us ! ! !

Having dogs as part of our family for 39 years we had never had to have emergency surgery until this year when our Boston Terrier swallowed something he shouldn't have. We had to rush him over 100 miles to have emergency surgery on his stomach and small bowel. Nationwide was there for us. They covered 90% of the bill and the claims process was very easy. We received our payment from them in a very fast manner. Just recently he received a check up and his rabies shot and again Nationwide's payment was accurate and very fast. We're so glad we chose Nationwide for our Boston Terrier's pet insurance. If we didn't have Nationwide and had to pay for the total cost of his emergency surgery out of pocket we'd be eating a lot of peanut butter and jelly sandwiches for lunch and dinner.
1

out of 5

POSTED: | BY: Jessica

Not worth it

I have had Nationwide Pet insurance for at least 10 years. When I finally need to use it, I chance it will not be covered even through the vet finds it necessary. I will not be continuing with the product once my cat is better. I risk paying $500 and not getting anything back. This is worse than health insurance. I plan to tell everyone I know not to purchase this. Your better off paying out of pocket unless your animal is sick all the time or has a disease.
5

out of 5

POSTED: | BY: Debbie Santiago

Nationwide Pet Insurance has never let me down when it comes to getting reimbursed.

I really do appreciate the fact that this insurance has never rejected a claim. I feel much more secure knowing that although the cost of coming out-of-pocket is initially overwhelming, it's comforting to know that Nationwide will reimburse some of that cost. Thank you so much for making it a little easier to take care of my petson, Oreo.
5

out of 5

POSTED: | BY: William McGivern

outstanding

timely and efficient

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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