Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Great experience

Excellent experience. Thoughtful caring correspondence. Much appreciated!
5

out of 5

POSTED: | BY: Lisa rudy

Great

My insurance has been very good. Quick to pay
5

out of 5

POSTED: | BY: Beth Goldenberg

Outstanding service

Online site is excellent. Easy to renew annually and easy to submit claims. Prompt correspondence when claims are submitted. Quick payment of claims.
5

out of 5

POSTED: | BY: Bettygene Egan

Best pet insurance plan I have had.

Thanks
5

out of 5

POSTED: | BY: Jennifer Wilding

They make it pretty easy, once you know the system

The first few months with Nationwide was a little bumpy. They required eight months of medical records, and took awhile to process things. But now we're in the flow, and it's all good. Considering that my 11-year-old English bulldog seems to get one malady after another these days, it's important that the system is easy, which it is, and they pay quickly, which they do. The insurance plus deductible is about $750 a year, and I probably got a little more in payments this year than I paid.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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