Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Laura

Disappointed

Can you explain why my rate went up $30.00
5

out of 5

POSTED: | BY: Jennifer Oglesby

Prompt, efficient service

Always provided with prompt, efficient service. Hassle free claims process. Would definitely recommend to anyone seeking pet health insurance.
5

out of 5

POSTED: | BY: Alison

First Claim Submitted - super easy!

I submitted my first claim on line and it was super easy! I received a check within a week of filing! Thank you!!
5

out of 5

POSTED: | BY: John Bass

We are thankful to have Nationwide for our girls.

We have been very happy with the coverage and prompt claim coverage for our girls. We have, in fact, recommended Nationwide to several other pet owners we know.
5

out of 5

POSTED: | BY: David Thomas

Prompt and Thoughtful Service

Nationwide's claim service is very easy to use and issues payments quickly! I'm also very pleased with emails following up on the status of my claims as well as a personalized email about their concern for my pet's recent illness.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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