Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patrick

The online claim process is easy and efficient!

Although the cost of the policy rose over 40% from 2019 to 2020, competitive insurance prices are within $20 of Nationwide. It is unfortunate that pet insurance has risen so substantially in one year, and may be unaffordable for the coverage needed in the next few years. Nationwide online claim processing is easy and efficient, an improvement over the past years when we either had to mail or fax claims.
5

out of 5

POSTED: | BY: Abbey

Everyone with a pet should have it.

Wonderful insurance. Never have had a problem they do exactly what they say they do. They help me help my pet stay healthy. I recommend it to everyone with a pet.
5

out of 5

POSTED: | BY: Alessia

Quick reply, easy to work with..

I find the claims are easy to file, quick responses and very informative emails.
5

out of 5

POSTED: | BY: Susan

So much better than Trupanion

Unlike Nationwide, Trupanion applies the deductible to every payment. Nationwide also provides more coverage. I’ve recommended Nationwide to pet owners.
5

out of 5

POSTED: | BY: Antionette

Pure pleasure to deal with

Submitting claims is simple. Once submitted, the staff at Nationwide takes care of the rest.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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