Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tricia Buckley

Such a relief

Easy claims and fast pmts. Great to have peace of mind.
5

out of 5

POSTED: | BY: Alex Stavros

You are the best insurance for pets

I have had your coverage for all my dogs. The best insurance company and customer service there is for pet owners.
5

out of 5

POSTED: | BY: Karen Korizis

Thank you for your service.

Dear Nationwide, It's been a difficult year with Buster. He is getting older and it's been a challenging time, almost a year with one thing after another. Thank you for your great coverage. I could not have kept him healthy without you. Thank you again for allowing me to do what's right for my Buster. He's a large part of our family and can't imagine losing him. Karen Korizis
5

out of 5

POSTED: | BY: Kaylyn Mason

Surprisingly fast reimbursement and coverage !

Our British Shorthair, Lola has been covered by Nationwide since we moved back to the US in 2010. Luckily, I've never needed to file a claim until now. I've heard many people say to 'read the small print' and 'many things are not covered' when I mention I have pet insurance. I was extremely surprised when the vet's receptionist offered to file the claim for us and we received a reimbursement directly to our bank account in within a week. The process is seamless.
5

out of 5

POSTED: | BY: Allison toth

Prompt service!

Prompt service... thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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