Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shannon

I've been thankful for the coverage and quick turnaround of claims.

I've have an older cat who's been healthy until recently. We've had a tough month of new diagnoses and a lot of extra costs. Nationwide has made the claims easy and quick and covered quite a bit of the costs. Thankfully the cat is doing better and I've very thankful that I had the coverage to help with the vet bills!
5

out of 5

POSTED: | BY: Jim

I wish I had known this program existed a few pets ago!

The clarity of the policy explanation inclusions makes claim submission a real breeze, especially using the VitusVet phone app.
5

out of 5

POSTED: | BY: Thomas

Insurance

Not bad most of the time but should cover other things
5

out of 5

POSTED: | BY: Pat

Fantastic service and response time

I highly recommend Nationwide Pet Insurance to my friends. The insurance is great coverage. Submitting claims is easy and the response time is excellent.
5

out of 5

POSTED: | BY: Barbara

Best Pet Insurance

Very easy to deal with. Sends payments promptly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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