Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lyle Crafton

A Life Saver

I took out insurance through Nationwide when we added our GSD to the family. I knew I was going to have too much invested in his training and becoming a family member to risk losing him over a decision to maybe not have surgery in case of an emergency. I never really liked paying the premiums, but a couple of months ago it was a life saver for my dog. He started acting abnormal and in distress one evening, late of course, like nearly midnight. I tried to settle him down so I could get some sleep. He just wouldn't settle and was in distress. So... of to the 24hr Vet. ER at 1:00 am. What piece of mind it gave me knowing I could request the best and appropriate treatment with piece of mind. The initial xrays showed a possible obstruction with some of the organs out of place. There was time and the ER recommended me taking him to the Vet. first thing. The Vet. did updated photos and determined his organs were shifted and not right. Well, emergency surgery and he was save from Mesenteric Volvulus that is pretty rare and about 90 % fatal. My GSD made a quick and full recovery. The thousands of dollars in bills were TOTALLY covered minus my deductible with ZERO issues in filing the claim. OUTSTANDING SERVICE!!!! Now I pay my premiums happily each month. :-)
5

out of 5

POSTED: | BY: Kenneth F

Policy level of support and processing response

Appreciate level of support and efficiency of responses to claims filed.
5

out of 5

POSTED: | BY: Kathy

Best pet insurance ever!

I keep telling all my friends about your pet insurance… We have had other companies ensure our pets, but never the quality and excellent customer service that you folks give us. I am so glad we found you!
5

out of 5

POSTED: | BY: gladys knudsen

pleased with promptness of service

NO COMMENT
5

out of 5

POSTED: | BY: David G.

I'm glad I have Nationwide on my side!

Excellent service on our vet medical needs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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