Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barry

Great customer service!

Filing claims are easy and reimbursement has been terrific! So glad we went with Nationwide! Highly recommend!
5

out of 5

POSTED: | BY: Pauline

I’m so glad I have this insurance

Great coverage. It really helped me
1

out of 5

POSTED: | BY: Robert

Some people clearly suck at their jobs and need to be fired.

When my cat was a kitten, I got him on a policy. He had worms and another minor issue at the time. These conditions were treated. Nationwide has records of this, because I submitted the claims and receipts, so they clearly know this. They put a "pre-existing" tag on his policy. I had to jump through hoops to get this removed, which shouldn't have been on there because they have the records and know this was addressed. The claim ultimately got paid, but it was way too long of a process and a lot more work that it needed to be. I also realized that I had a past claim rejected for this same reason. That's on me for not catching that one (I had multiple things on that claim and it slipped through the cracks.) I found the overall level of poor service staggering. Embrace Pet Insurance is starting to look appealing.
5

out of 5

POSTED: | BY: Stephanie

Easy and simple to use.

Great service. Well worth it. Very easy and implementation to submit a claim.
5

out of 5

POSTED: | BY: Magdalena

Pet insurance is worth every penny!!!

Love having this insurance for both my fur babies!! You guys have been excellent!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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