Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Thomas Wilmoth

Thanks for the quick response and clear explanation

Everything works great and the turnaround is fast.
5

out of 5

POSTED: | BY: Hollea Miller

Outstanding!

Outstanding service. Fair pricing. Quickly paid claims.
5

out of 5

POSTED: | BY: Rachel

Thank You!

Nationwide is excellent! I had an emergency visit to the ER vet on Thanksgiving AM, my dog had to be hospitalized for the night, luckily he was discharged the next day but even w the holidays, Nationwide reimbursed me early the next week. Knowing they have my dog covered makes me very happy and content that he is taken care of by an amazing and professional company. HIGHLY recommend them.
5

out of 5

POSTED: | BY: Michelle Kelley

Keep helping owners

My overall experience has been none less than perfect.
4

out of 5

POSTED: | BY: David Sunkin

Rigid underwriting rules

Last year I attempted to upgrade my policy for my healthy dog but was denied because of a silly condition my vet tried to intervene but your guidelines were nonsensical and would require me to put my dog through an unnecessary surgery to remove a benign fatty tumor that had not grown since it was discovered a few years ago. My vet said it would ridiculous to do that. So I didn’t.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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