Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: James

It's nice to have some back up to pay the vet bills

Although there are still deductibles and co-pays, at least some of the vet bills are covered. My biggest complaint is that their claim forms don't allow for just "wellness" visits. My dogs are young and haven't had issues with injuries or illness. Just "wellness" visits for check ups and vaccinations.
5

out of 5

POSTED: | BY: Betty

They Have Supported Me

So far Nationwide has supported me very well. One claim seems to have been lost in January 2020, but they are checking in to why I never received the check. They had notified me by email they had processed the claim.
5

out of 5

POSTED: | BY: Paula

Grateful and fantastic service

Nationwide staff are always available and helpful. They answer all my questions and process my claims quickly. I am grateful this service exists. My Nationwide policies give me peace of mind.
5

out of 5

POSTED: | BY: Linda

The best pet insurance!

I am very pleased with Nationwide. Claims are easy to submit, claim reviews are outstandingly quick turnarounds, reimbursement of claims are always fair, and the check is always in the mail pronto! Newsletters are informative, and keeps you updated! I always refer anyone who inquires what insurance I carry to Nationwide.
5

out of 5

POSTED: | BY: John

Bellas back to her healthy self thanks

Bella made full recovery again thank you for the quick payment
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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